Few things are more important than protecting a home. For a minimal cost, homeowners have the ability to reduce their risk on one of the most significant investments they will make. 

There are two types of title insurance; owner and lender. Additionally, there are two types of owner policies and two types of lender policies. 

The two types of owner’s policies are standard and enhanced. The enhanced includes coverage for 28 additional risks including the protection against anyone else making a claim on the property or title through fraud or forgery. This protection continues even after the closing date. Enhanced owner’s title insurance protects the owner against fake deeds and fraudulent claims against the property, even if those claims happen after the policy was issued. 

The added protection that enhanced title insurance provides is well worth the small additional cost at the time of closing.